Therapy, covered by health insurance.

Panahi Counseling, located in Wheaton, Illinois, accepts health insurance for therapy and counseling services.

Panahi Counseling Lounge1

Therapy made affordable

Our current insurance partners.

Our Insurance Parners:

We accept Blue Cross Blue Shield (BCBS) PPO, Aetna PPO, and Cigna insurance. Please note: we are not in-network with Medicare and Medicaid health plans at the moment.

Verification Process

At Panahi Counseling, we’re committed to making therapy accessible by utilizing your health insurance for your sessions. During your initial intake call, our specialist will walk you through your benefits, including your deductible and co-pay, so you know exactly what to expect. Please note, the estimate is based on the information provided by your insurance policy.

Paying Out of pocket

In some cases, you may choose to pay for your sessions out of pocket. At Panahi Counseling, we strive to make therapy affordable for all Illinois residents.

Therapy Should be Affordable.

Schedule a free consultation with our intake specialist to see if we accept your insurance. 

Fees & Insurance

Initial Session

$175 / 50 min

Following Sessions

$150 / 50 min

Couples’ Counseling

$150 / 50 min

only with few steps

How to start therapy with us

Book An Intake

Book a 15-minute intake appointment with our intake specialist today.

Get Matched

Get matched with one of our therapists who fits your needs and preferences.

Start Therapy

Attend your session at your own pace. Experience in-person or online therapy.

Book Your Free Consultation

We understand seeking help can be overwhelming. Use our Online Scheduler to book a free consultation call with our intake specialist and take the first step towards a brighter future.

Why Choose Us?

Discover what makes our services unique and learn about our therapy style. Explore our About Page to find out more about our dedicated therapists.

FAQ

The following questions are frequently asked of us, and we decided to present them here for you. 

The agency has a contract with the insurance company and provides you with care and submits your claim directly to the insurance.

The agency is not contracted with the insurance company to provide you with treatment, but insurance may cover some of the cost.  You are then responsible for the rest.

These are costs for therapy that your insurance does not pay.

At the present moment we are not in network with Medicare and Merdicaid. 

  • Are mental health benefits covered under my insurance plan?
  • Do I have a deductible for mental health services?
  • Are there co-payments or co-insurance for mental health services?
  • Can I see providers at Panahi Counseling, PC?
  • Are there any visit limits on my coverage for my mental health benefits?

Payment for insurance co-pays or fees are the client’s responsibility and are due at the end of each session. We accept cash, check or credit card. We ask that each client have a credit card number on file to cover any fees that are denied or not paid by insurance.

 

As an alternative, clients may choose to have outstanding balances for co-pays and deductibles charged to a credit card.

The amount you must pay before your health insurance company starts to pay for care, for example, $1000 per individual.  In most cases, a new deductible must be satisfied each calendar year.

A fixed dollar amount designated by your insurance that is your responsibility.  The amount would depend on your benefit plan and would be the same each time.

The part of your bill, which may be additional to a co-payment.  Co-insurance is a percentage of your total allowable, for example, 20%.

At our fee-for-service practice, we maintain a strict policy regarding late cancellations and no-show appointments. For detailed information about our cancellation policy, please visit our Cancelation Policy by using this link.

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